Nebraska Debt Relief Solutions
Financial difficulty is one of the most common causes of stress. When monthly income is not enough to cover monthly debts and expenses, the problem is serious, and many people feel like there is no way out. At Johnson & Pekny, LLC, we help clients in Omaha and throughout eastern Nebraska find debt relief through Chapter 7 bankruptcy. Our Omaha Chapter 7 bankruptcy attorneys can help you find the financial freedom you need.
What Is Chapter 7 Bankruptcy?
Chapter 7 bankruptcy is a debt liquidation option that allows you to discharge unsecured debt and get a fresh start. The process is surprisingly fast for most people, and with exemptions and reclamation of good debt, most people are able to keep more of their assets than they thought.
Helping You Find the Debt Relief Solution That Works Best for You
Chapter 7 is not the only option, and not everyone qualifies for Chapter 7 bankruptcy. Part of the process involves the means test, which calculates your income, debt and expenses to determine whether you qualify. For those who do not qualify for Chapter 7 bankruptcy because their income is too high, Chapter 13 can be an effective alternative debt relief option.
At Johnson & Pekny, LLC, our lawyers know that every case is different. Rather than simply sending you through the Chapter 7 process, we will closely examine your finances and consult with you to determine whether Chapter 7 or Chapter 13 is the best bankruptcy option.
Contact an Omaha Consumer Bankruptcy Attorney | Free Initial Consultations
Our initial consultations are free and without obligation, so you have nothing to lose by contacting us. We welcome the opportunity to sit down with you, talk about your financial situation and discuss your options. Call (402) 298-8288 or contact us online to schedule a free initial consultation.